I just ate here and boy I am stuffed. I couldn’t even go for seconds. I had to tell myself not to go back or else I know I’d have some problems during the day. I love Indian food and every so once in awhile I’ll head to Palace of Asia. Having it all the time would mean I’d have to hit the NYSC more frequently. If you love the Chicken Tiki Masala dish like me it won’t be there all the time so try to get lucky - I would say every other day it gets switched with Chicken Korma. Mainly different chicken, lamb, & vegetable dishes cooked in a creamy texture with different spices. For about $14 you can’t go wrong! There is salad, desert, and bread(not garlic naan) to go along with your buffet. Make sure you get there early in the afternoon because it’s hot and just off the stove.  Want to review it?  Need the address?  Click Here

As you may already know with all the rah rah about sub prime loans defaulting and big banks losing billions - banks are tightening loan guidelines. If your going to borrow with a high loan to value 90%+ you must have solid credit 700+. You can check by going to 1 of the 3 credit agencies. To get an accurate score check all 3 and pick the middle score. The alt-a and sub prime loan (bad-okay credit) divisions of many big mortgage companies are shutting their doors down because of the greed the past few years and now they are paying a hefty price. I’m sure there are other companies out there who are willing to lend at high risk but beware of high interest rates and points that you pay at closing. If your going to do 100% financing make sure the property will appraise for that much or the loan won’t close.

***Make sure your loan officer is being compensated only on the loan being funded. Loan officer’s should not be making money on the ‘yield spread’ the percent they give you vs. the actual rate sheet percent or points given you have excellent credit. Always ask about the back end the points you don’t see until closing. 1 point is about 1 percent of the loan which can buy down the rate.

Let’s take the conventional 30 year fixed at 6.25% including real estate taxes excluding insurance & HOA.

Examples:

• 600,000 purchase price with 20% down w/$10K taxes/yr - 2955+834 = $3,789/month
  @ 100% financing = $4,528/month
• 300,000 purchase price with 20% down w/$5K taxes/yr - 1477+417 = $1,894/month
  @ 100% financing = $2,265/month

If you liked 28 weeks later you’ll get a kick out of this trailer!

Robert Neville (Will Smith) is a brilliant scientist, but even he could not contain the terrible virus that was unstoppable, incurable, and man-made. Somehow immune, Neville is now the last human survivor in what is left of New York City and maybe the world. For three years, Neville has faithfully sent out daily radio messages, desperate to find any other survivors who might be out there. But he is not alone. Mutant victims of the plague -— The Infected -— lurk in the shadows… watching Neville’s every move… waiting for him to make a fatal mistake. Perhaps mankind’s last, best hope, Neville is driven by only one remaining mission: to find a way to reverse the effects of the virus using his own immune blood. But he knows he is outnumbered… and quickly running out of time. Written by Warner Bros. Pictures

Go around the jug handle and you will see the construction for the new TGI Friday’s. Also they put up a Hilton hotel next door for the travelers coming off the turnpike. Now residents wouldn’t have to travel up on to rt. 295 or Quaker Bridge road to get to the TGI’s in Princeton and Route 130 to the East Windsor location. This restaurant should be opening up in the Fall. I try to stay away from the these chains but who can resist the cajun chicken & shrimp pasta.

The long awaited arrival of P.F.Chang’s has finally hit the east coast.  As soon as you enter the building their is a sophistocated ambiance.  The menu seems to be appetizing but its seems to me your paying more for the scene than the food.  If you are a real Chinese food lover i suggest you try Sunny Garden which is located down the street. 

These beautiful sub divisions have been around since 1986. Some parts of Hampshire have been built since the late 80’s and for most in the early 90’s. Ashford in my opinion is the nicer of the three. Depending on what you are looking for they all offer unique floor plans. The icons you see are current homes on the market. Since many of you know Plainsboro is one of the best school districts in New Jersey being a Blue Ribbon. I have personally lived in Plainsboro for almost 20 years of my life and have attended WWPHS when there was just one. Since the demand for Real Estate and population grew it just made sense to build a north and south. There are two shopping centers off Plainsboro Rd. But you will see Sharbell is developing apart of the town for more stores and restaurants. There are many single family homes in the area but nowhere near the prices of 300-400K. These townhomes have a lot of character and since Ashford has only 1 property on the market this tells you how great these homes are in this development. If you don’t know Plainsboro is located in Middlesex county bordering Mercer. Accessibility to Route 1 and Turnpike are minutes away.

The home icons you see on the pic are from 400K-500K range 3+ bedroom. If you go to http://www.Walkscore.com the property locations in that area behind Palmer Square score an 86/100. The reason is because there is a huge concentration of shops & restaurants within’ close walking distance. You still can get away from driving living near njtransit bus line stops if your further away. There are no other friendly walkable areas in Mercer County than what Princeton offers.
The score indicates-

• 70 - 90 = Very Walkable: It’s possible to get by without owning a car.

Here are the benefits according to WalkScore:

Walkable neighborhoods offer surprising benefits to our health, the environment, and our communities.

Better health: A study in Washington State found that the average resident of a pedestrian-friendly neighborhood weighs 7 pounds less than someone who lives in a sprawling neighborhood¹. Residents of walkable neighborhoods drive less and suffer fewer car accidents, a leading cause of death between the ages of 15 - 45.

Reduction in greenhouse gas: Cars are a leading cause of global warming. Your feet are zero pollution transportation machines.

More transportation options: Compact neighborhoods tend to have higher population density, which leads to more public transportation options and bicycle infrastructure. Not only is taking the bus cheaper than driving, but riding a bus is ten times safer than driving a car²!

Increased social capital: Walking increases social capital by promoting face-to-face interaction with your neighbors. Studies have shown that for each 10 minutes a person spends in a daily car commute, time spent in community activities falls by 10 percent³.

Stronger local businesses: Dense, walkable neighborhoods provide local businesses with the foot traffic they need to thrive. It’s easier for pedestrians to shop at many stores on one trip, since they don’t need to drive between destinations.

Here is a tour of the lots being developed in Hamilton New Jersey. These homes are built by Ryan Homes and start from 400K. I sold LOT A4 here couple months ago and will be delivered in November. I can give you more information on the models as well as the area. How would you like to get to the Hamilton Train station under 2 minutes? If you are interested email me at RyanHilario@gmail.com or call 609-332-7973.

Want a permit good luck! It will take many many years!  Daily parking and getting in early is the way to go!
Looking for a train schedule? Click Here Train Schedule for NE CORRIDOR

Time to cool off in this hot weather and head to Halo pub in Princeton at 9 Hulfish St. The heart of Palmer Square! Ice cream is delicious and in this humid weather you’ll need lots of it (well not too much). If your in the area it’s a definite stopover after a nice meal. If you like the AC than the sweltering humidity then by all means stay in. If you can take the heat there are benches outside next to the ice cream shop or you can even walk towards the center of Palmer Square where you find more benches and open space to sit and relax. If your not from the area the kids will love it or even that first date